Inside money

Avoiding loan sharks

There aren’t many options for low-income households wanting to borrow money.

Credit unions are a very  good choice. Their loans are designed to be affordable. Members can be encouraged to save as they make repayments. Some unions offer financial education and other support.

Loan sharks are disastrous. Their loans are illegal, very expensive and [...]

Ideas for action

Understanding payslips

Do young people understand their payslips? It would be amazing if they did. A lot of adults, even those who’ve been working for years, confess there are elements they’ve never bothered to find out about. They just glance at the bottom of the note – how much they get at the end of month.  A [...]