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A main charge against Alistair Darling’s pre-election budget is that it lacked detail and clarity. That’s certainly true of the one new initiative that could help young people manage their finances – the proposal to introduce a new right to open a basic bank account. What hoops will a young adult have to jump through [...] A charm offensive has begun from providers of payday loans. These companies offer cash advances to over-18s who are in work. They’re attractive because they are easy to get and don’t require a good credit history. They’re unattractive because they are very expensive, and likely to trap people in a spiral of increasing debt. Some [...] |
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