youthmoney

Dilemmas can be dull if people settle on a fixed position early. It is not a dilemma if there is no tension, if the right action seems obvious and unarguable. If that happens, tweak the details until attitudes change.

What if Lucky Luke won a million pounds? What if he knew that a close friend who [...]

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A moral dilemma about money appears every week in Martin Lewis’s money-saving expert newsletter. Some are forced or seem a bit naff. But all have the potential to trigger useful discussions, depending on the group of young people.
Here’s a couple of recent ones:

Should Lucky Luke give back his hardship grant?
Lucky Luke is a student and struggling [...]

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Imagine you’re helping a young person devise a budget. You’ve stressed that they need to be honest and accurate about what they spend.
So they tell you that they are a regular, but not daily, user of cannabis. They spend around £40 a month on drugs.
Do you encourage them to include that in their budget? What are [...]

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What would you do if…?
Invitations to make choices aren’t just good discussion starters. They’re a way of exploring systems and appreciating consequences. They are also very like real life.
Financial educators don’t have to spend time dreaming up situations. There are plenty around. Here’s one from the Citizenship Foundation about whether Nicola should accept a cash-in-hand [...]

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